The magic of data: how 3 industries were revolutionised by advances in...
‘Data by itself is useless. Data is only useful if you apply it.’ – Todd Park, former Chief Technology Officer of the United States Data is all around us. We collect it, see it and contribute to it...
View ArticleThe magic of data: how 3 industries were revolutionised by advances in...
Data by itself is useless. Data is only useful if you apply it.’ – Todd Park, former Chief Technology Officer of the United States Data is all around us. We collect it, see it and contribute to it...
View ArticleSomething new every adviser should read…
As the conversation moves on from RDR, one topic over the last few years has encompassed all of the challenges advisers face: the Centralised Investment Proposition, or CIP. Your CIP should fit in with...
View ArticleThe economic consequences of Brexit
When the Bank of England governor, Mark Carney, said that the UK was reliant on the kindness of strangers, he didn’t expect to be taken literally. Nonetheless, he made a good point. In the final...
View Article5 reasons why an algorithm wins over good old fashioned gut instinct every time
An algorithm is a word that you hear with increasing regularity – facebook’s algorithm, for example, determines which stories appear in our newsfield; the genetic algorithm solves certain problems...
View ArticleIs your firm guilty of ‘retrofitting’ your CIP to suit your firm’s existing...
What principles did you build your Centralised Investment Proposition (CIP) around? Can you hand on heart say it fits your clients’ best interests or did you try to shoehorn it into your existing...
View ArticleHow much is spent at Christmas by the average family?
There are lots of big numbers associated with Christmas. And as ‘big data’ is something close to our hearts at CleverAdviser, we thought we’d share some interesting statistics. Did you know, for...
View ArticleShowing your clients the power of machine learning: removing the emotion from...
As humans we are emotional beings. Each day, we’re influenced by little things; whether the sun’s shining, whether our favourite song is playing on the radio or whether the barista at the coffee shop...
View ArticleThe 7 Habits of Highly Effective Investors
You may have heard of ‘The 7 Habits of Highly Effective People’ by the esteemed psychologist, Dr Stephen Covey. Well, at the beginning of another twelve months, we thought we’d bring you ‘The 7 Habits...
View ArticleWhat makes a good centralised investment proposition?
A centralised investment proposition (CIP) may be an everyday concept in financial circles these days but although its context of standardised investment approach is clear, there is a wide range of...
View ArticleThe 3 V’s of big data – volume, velocity and variety
‘Big data’ is one of those phrases you suddenly keep hearing all the time. It‘s certainly become one of the main ‘buzzwords’ in the technology sector over the last two years. You will also hear it...
View ArticleSmart Investing doesn’t have to wear a suit and tie
Like us, you may be wondering what the future of investment will look like? It’s certainly gone through many changes over the last few years. Well, one comment that caught our eye recently was, ‘One...
View ArticleClik here to view.
New Clever research suggests less is more when it comes to fund assessment
Perhaps one of the most persuasive advances in our knowledge of financial behaviour is the widespread acceptance of the importance of psychology in financial decision-making. The area of behavioural...
View ArticleHow Big Data can predict client behaviour and what that means in the...
The financial services profession has gone through unprecedented change over the last few years. As the Retail Distribution Review (RDR) introduced the shift from commission to fee based advice,...
View ArticleChester Races – how to pick a winner
All the excitement of the Grand National may have died down for another year but our congratulations go to One for Arthur who won at odds of 14-1. Being based in Chester, the start of the race season...
View ArticleThe potential benefits and risks of Big Data in Financial Technology
A report by the European Securities and Markets Authority (ESMA) in 2016 outlined some of the potential benefits and risks of Big Data in Financial Technology. The report described Big Data as ‘the...
View ArticleWhy focusing on a niche is the best way to grow an advisory business
Narrowing your target audience may sound an unwise strategy. Surely it makes more sense to spread your net as wide as possible and maximise your opportunities? Well, in this article we demonstrate why...
View ArticleThe Election Result and the impact on IFAs
Theresa May and the Conservatives may have won the General Election but it was certainly under strained circumstances and by no means the way she intended. Instead of strengthening her mandate, Theresa...
View ArticleRobo-advice is changing the definition of independent financial advice
Ever since RDR, regulators have realised there needs to be a rethink on what ‘independent’ and ‘restricted’ mean in the context of automated advice. Phrases such as ‘independent’, ‘restricted’ or...
View ArticleCan AI, Algorithms and Big Data predict the lottery results?
At CleverAdviser, we love big data! In fact, we’re quite an authority on it. Along with AI and algorithms, it’s right at the heart of our approach to financial planning. So with that in mind, you might...
View Article